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Since 2006, Unifi has been a reliable credit provider, offering quick and easy loans to thousands of South Africans. As an NCR-registered provider, Unifi specializes in providing affordable personal, short-term, cash, and payday loans ranging from R1,000 to R8,000, which can be repaid over one to six months.
When you need money in a hurry, Unifi’s 100% online application process makes it simple. No more waiting in lines, filling out endless paperwork, or attending in-person meetings. Whether you need to cover a sudden doctor’s visit or fix a broken appliance, Unifi makes sure you don’t have to wait.
Why Choose a Unifi Loan?
You can apply online anytime, anywhere.
Get approved on the same day you apply.
No need for meetings, paperwork, or queues.
Enjoy up to six months to repay your loan.
Once approved, the cash is deposited directly into your account.
What You’ll Need to Apply
To qualify for a loan, you’ll need to provide a few documents and meet some basic requirements. You must be over 18 and have a valid South African ID and an active bank account. You’ll also need to provide your latest payslip or your last three months’ bank statements, along with proof of residence.
Unifi also considers your credit score and your income and expenses to determine the interest rate and loan amount you qualify for. A higher credit risk generally means a higher interest rate.
How to Apply for a Unifi Loan
You have three convenient ways to apply for a loan with Unifi: online, over the phone, or in person at a branch.
Online Application
For the fastest and most convenient option, you can apply online. Start by visiting the Unifi website, where you can get a quick, no-obligation estimate of the loan amount you could qualify for and your potential repayment schedule. Keep in mind that this is just an estimate; your final offer will depend on your credit score and other financial factors.
If you like the estimate, you can complete the three-step application. Simply sign up on the site, select your desired loan amount and repayment term, and submit your application along with the required documents. Unifi will review your information and get back to you with the final results.
Other Ways to Apply
If you prefer to talk to someone, you can also apply for a loan over the phone by calling Unifi on Skype at (021) 11 00 600. You can also email them at info@unifi.credit with any questions. Alternatively, you can visit a Unifi branch to apply in person. Just remember to bring your ID, proof of residence, and proof of income with you.
Unifi’s Personal Loans
Life is full of unexpected twists, and a personal loan can be a lifesaver when an emergency catches you off guard. While traditional loans can be slow and complicated, Unifi has simplified the process.
With a Unifi personal loan, you can say goodbye to long waits and endless paperwork. Our entire process is online, fast, and straightforward. Just visit our website, complete the five-minute application, and get a decision immediately. If approved, you can have the cash in your account on the very same day.
Our personal loans are designed to be small, simple, and affordable. You can apply for up to R5,000 with a flexible six-month repayment term, making it a stress-free solution for your financial needs.