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Last Updated: 15 April 2025

1. Acceptance of Terms

By accessing and using the website Tshelete.com (the “Service”), you agree to be bound by these Terms and Conditions (“Terms”), all applicable laws, and regulations. If you do not agree with any of these Terms, you are prohibited from using or accessing this site.

2. Nature of the Service

Tshelete.com is an informational service and a business directory.

  • Financial Information: Our primary purpose is to help South Africans make smarter personal finance choices by providing general information, comparison data, and educational content on financial products.
  • Global Business Directory: We also serve as a global directory, listing companies from around the world.
  • No Financial Institution Status: We are NOT a bank, credit provider, financial broker, or any type of financial institution.
  • No Product Sales: We do not sell financial products, offer loans, arrange contracts, or provide brokerage services. Our role is solely to share and compare information.

3. Disclaimers and Limitation of Liability

A. Not Financial Advice

The content on Tshelete.com is for general informational purposes only.

  • It is not intended to constitute professional financial advice, investment advice, tax advice, or legal advice.
  • You should not rely on the information provided on the Service as a substitute for professional consultation with a qualified financial advisor, accountant, or legal professional.
  • Any action you take based on information from this site is strictly at your own risk. Tshelete.com will not be liable for any loss or damage of any nature arising out of or in connection with the use of the Service.

B. Content Accuracy and Completeness

We make reasonable efforts to ensure the accuracy and completeness of the information presented, especially concerning financial products in South Africa. However, we cannot and do not guarantee:

  • The complete accuracy, reliability, or completeness of any content on the Service.
  • The completeness or reliability of the listings in the Global Business Directory.
  • That information on financial products (e.g., interest rates, fees, terms) remains up-to-date, as this data is constantly changing and controlled by the respective financial institutions.

Users are strongly encouraged to verify all information directly with the relevant financial institution or business before making any decision.

4. Intellectual Property Rights

Unless otherwise stated, Tshelete.com and/or its licensors own the intellectual property rights for all material on Tshelete.com. All intellectual property rights are reserved. You may view and/or print pages from Tshelete.com for your own personal use, subject to restrictions set in these terms and conditions.

You must not:

  • Republish material from Tshelete.com.
  • Sell, rent, or sub-license material from Tshelete.com.
  • Reproduce, duplicate, or copy material from Tshelete.com.
  • Redistribute content from Tshelete.com (unless content is specifically made for redistribution).

6. Governing Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of South Africa, without regard to its conflict of law provisions. You agree to submit to the non-exclusive jurisdiction of the courts located in South Africa for the resolution of any disputes.

7. Changes to Terms

Tshelete.com reserves the right to revise these terms and conditions at any time without notice. By using this website, you are agreeing to be bound by the then-current version of these Terms and Conditions of Use.

8. Contact Information

If you have any questions about these Terms, please contact us at:

Email: currency@tshelete.com